Professional Investment Portfolio Management
Ongoing, professional oversight of your investments, built around your goals and risk tolerance.
What Is a Managed Account?
R.L. Johnson Investments provides management of both IRA and non-IRA brokerage accounts for investors. The management of these accounts is performed in our office by our professional staff. We do not use outside third parties to deal with your account, so you can meet and speak with the people who are actually managing your money.
You may not have the time or experience to actively manage a stock account. You may not understand the stock market. No matter what your reason or need is for help with your portfolio, we can actively manage it for you. All managed accounts are set up on a fee basis and not a commission basis. We also provide the technology through our website for our clients to have the ability to log in to their accounts to review current investments, download statements, and other information through Wealthscape Investor. Just look for the link on our home page.
R.L. Johnson Investments has served clients across Greater Cincinnati and Southwest Ohio for 36+ years, across two generations of the Johnson family, and managed accounts are among the firm's most important services. This approach benefits clients most who value experienced, ongoing guidance and transparency without managing trades themselves, and who want the peace of mind that comes from working with a firm that has weathered decades of market cycles alongside its clients. Whether you are approaching retirement, managing a growing family's finances, or running a small business while planning for the future, a managed account lets you focus on what matters most while your portfolio receives consistent, professional attention.
Why Clients Trust Us With Their Portfolios
36+ Years of Service
R.L. Johnson Investments has served clients across Harrison, Cincinnati, and Southwest Ohio for more than 36 years.
Two Generations, One Family Firm
The practice has been led by two generations of the Johnson family, carrying forward the same relationship-first approach.
Experienced in the Industry
Decades of hands-on experience mean we have managed portfolios through multiple market cycles, not just favorable ones. That experience shapes every recommendation, helping you avoid costly mistakes and stay grounded when markets get volatile.
Investment Philosophy
In our managed account platform, we meet with each client on an ongoing basis to ensure that the appropriate level of risk is being maintained. The market does not always go up, and we feel it is just as important to minimize downside movement as it is to maximize upside potential. With this philosophy in mind, each account is managed on an individual basis. Factors such as personal preference, need for income or growth, and timing issues all weigh into what the ultimate makeup of the account will be. Asset allocation based on individual risk may lead to slight differences in return between two accounts in the same risk profile, but it will not change the goal of the manager.
Our managed account platform offers four different account risk profiles: aggressive, moderate growth, balanced, and conservative. Each risk profile has a specific goal in mind and allows some flexibility in each allocation. We realize that not every investor wants the same thing. We'll work hard to make sure that the model you choose is right for your risk profile and that it can provide you with stepping stones to help you ultimately reach your financial goals.
Aggressive
Geared toward maximizing long-term growth potential for investors comfortable with greater market swings.
Moderate Growth
Balances growth with a measure of stability for investors seeking upside with somewhat less volatility.
Balanced
Aims for an even mix of growth and income, suited to investors who want steadier, more moderate movement.
Conservative
Prioritizes minimizing downside movement for investors focused on preserving capital and income.
Have Questions About Managed Accounts?
Speak with an advisor about whether a managed account fits your goals, no pressure, just a conversation.
How a Managed Account Is Set Up and Monitored
Opening a managed account is a guided process, here's what to expect from your first conversation to ongoing portfolio monitoring.
1. Initial Conversation
Meet with an advisor to discuss your goals, timeline, and risk tolerance.
2. Account Setup
Your advisor establishes the managed account and aligns the initial portfolio strategy to your goals.
3. Ongoing Management
Your advisor monitors and adjusts the portfolio over time as markets and your circumstances change.
4. Anytime Visibility
You can check your account anytime through Wealthscape Investor online or on the mobile app.
Most managed accounts are established within a few appointments once your paperwork and goals are in place. R.L. Johnson Investments serves clients throughout Harrison, Cincinnati, Greater Cincinnati, and Southwest Ohio, with appointments available outside standard office hours when needed.
Managed Accounts FAQ
What is a managed account, and how is it different from a brokerage account?
A managed account is a portfolio where an investment professional makes and monitors decisions on your behalf, based on your goals and risk tolerance. Unlike a brokerage account where you direct your own trades, a managed account puts an experienced advisor in your corner, handling the ongoing work so you don't have to.Can I keep track of my managed account online?
Yes. R.L. Johnson Financial Center provides access to Wealthscape Investor, an online portal and mobile app where you can view your account at any time. This gives you transparency and peace of mind without needing to call the office for every update.Who manages my account, and how long has R.L. Johnson been doing this?
Your account is overseen through R.L. Johnson Investments, which has been serving clients in Harrison, Cincinnati, and across Southwest Ohio for 36+ years, spanning two generations of the Johnson family. Securities and investment advisory services are offered through Berthel Fisher & Company Financial Services, Inc., Member FINRA/SIPC.Is a managed account right for me if I also have tax needs?
It can be a particularly good fit. One of the advantages of working with R.L. Johnson Financial Center is that investments and tax services are offered under one roof, meaning your account statements can flow directly to the tax side, reducing the coordination burden on you at tax time.
Let's Talk About Your Financial Future
Whether you're planning for retirement or looking for experienced guidance on your portfolio, our team is ready to listen.
Explore More
Brokerage Accounts
Prefer to direct your own investments? Learn how self-directed brokerage accounts work.
Why Choose R.L. Johnson Investments
See what 36+ years of relationship-first investing looks like in practice.
Need Tax Help?
We offer individual and business tax preparation services for residents of Ohio.